I am so lucky and so fortunate that Roger guided me with my money…
John did not want me to put in (invest) my money but I am so glad I listened to Roger otherwise we would be eating tinned food now!
I am so very lucky.
Rose - NSW

Roger and his team are nothing short of professional and trustworthy. Over the years, the advice has always been thorough, sound and valuable in helping us reach our financial goals. We are very thankful for the ongoing advice and appreciate everything they have done for us.
Sylvia and Robert – NSW

Roger and his staff have always been responsive and sympathetic to our requirements. Through these trying COVID times we have been updated regularly on market trends and appreciate the advice and direction provided by Roger. We can honesty recommend the services offered and commend all of the staff for their concern, guidance and help we have received.
Philip and Sandy – NSW

Dear Koreen
I want to attest to the great advice, support and ongoing service I have received from you, both before and after my retirement.
Most of all I want to thank you for always being friendly and available when I have needed you.
Marilyn - NSW

When we started and why
We originally started in 2004 as part of Credit Union Australia (CUA) to service the members of the Credit Union with all their financial planning needs.
In 2014 Bridges Financial Services purchased the CUA Financial Planning business. Roger Sousa saw this as an opportunity to operate his own Financial Planning business and commenced as principle practice owner from October 2014. Till today we continue to help clients with their financial planning needs.

Value
We deliver financial strategies by our highly qualified team whose mission is to understand what is important to you. We commit to deliver all the services to you, not just some.

Simplicity
Our advice and ongoing fee structure is clear, transparent and easy to understand.

Personalised
Our fee relates directly to the services you need, complexity of your circumstances and how you wish to engage with us. You will pay a fixed fee that may change as your circumstances change.

Fair
Our services are tailored to each client so that we can continue to serve you in a manner appropriate to your circumstances.

Goal
Our goal is to ensure our services are valuable and valued by you. If you feel they are not, we will take all measures to rectify and adjust our approach to suit your needs, or we will assist you to find services elsewhere.

Fairness
Clients pay their fair share for service, no less no more. All clients are priced individually depending on the services they need and their circumstances.

Leadership
Trust
Teamwork
Ethics
Integrity
Commitment
Responsible

How much does it cost to get financial advice?
Your first meeting is subsidised by Aspiram Financial Planning and obligation free. We place a value on this first 90 minutes of your meeting at $495.
Our services are built around “Transparency Is Trusted Advice” the cost to you will depend on the complexity of your financial strategies and will be discussed with your Financial Planner.
There will be an initial fee to cover identifying your needs, developing your strategies and implementing the recommendations.
There will be an ongoing fee for ongoing servicing and reviewing your strategies yearly and also monitoring portfolio strategies and this will be discussed with your Financial Planner.
We do not promote ourselves as the cheapest, but are focused on delivering results for our clients that will place them in a far better financial position than what they had anticipated that will far outweigh the cost of paying for our professional advice.

When is the right time to retire?
The sooner you plan for your retirement the sooner you can retire!
We at Aspiram Financial Planning suggest creating your retirement plan 10 years before your retirement date. 10 years sounds a long time but I can assure you, it will come around quicker than you can blink!
It is important you have a discussion with your Aspiram Financial Planner to identify your future needs and how you current income will play a vital role in managing a workable retirement plan.

Why should I make a financial plan?
A financial plan provides you with a direction and meaning to your financial decisions. Financial planning helps you determine your short and long-term financial goals.
A Financial plan is about easing worries you may have about the future and taking control of your money in a way that allows you to get on with your life. A financial plan will help you by creating a timeline for you to follow for your goals. It will help you focus the way you manage your money and your time on reaching your financial goals so that you can do the things you want to in your life.
Unfortunately, without a financial plan, it can be a lot more difficult to reach your financial goals, because you do not know which goal to work on next. Your financial plan will help you be ready for each of the financial steps in your life.

Why do I need a Financial Planner?
At Aspiram Financial Planning we believe you do and our clients are a testimony to this.
Our clients have told us that the results they have achieved have far outweighed the cost of receiving financial advice. Check out our client testimonials.
Engaging a Financial Planner will require you to spend some money. But if you’ve got the right person on your team, it can definitely be a worthwhile investment.
A good Financial Planner will work with you to set your financial goals and put in place a plan to help you achieve them. They will review your needs and objectives and ensure your strategies will continue to be appropriate in meeting your goals.
Please read what our clients have experienced here https://www.aspiram.com.au/testimonials/

“Transparency Is Trusted Advice”

Retirement Planning | Wealth Planning | Superannuation | SMSF | Investments | Wealth Protection| Centrelink | Aged Care | Estate Planning

Aspiram Financial Planning offers work experience to students that wish to gain some knowledge of the Financial Services Industry.

We want to give students the best possible chance to succeed out in the real world.

If your school is interested, please contact us, as we are advocates of helping students grow.

Aspiram Financial Planning helps the education community with their financial planning needs.

Principals, teachers and staff are very busy professionals. They work long hours to bring about the best learning opportunities to students, so it is no surprise that some do not have the time to look after their finances.

Aspiram Financial Planning is here to be your mentor and guide you with all your financial planning needs.

A financial plan is important.

“If you fail to plan, you are planning to fail!”

― Benjamin Franklin

Complimentary financial planning consultation to the value of $495

The initial consultation is obligation-free, subsidised by Aspiram Financial Planning.

Professional office
Coffee
Tea
Water

Roger Sousa
Director, Financial Planner and Principal

Koreen Govender
Financial Planner

Averylle Rocio Zelko
Client Service Manager

Gaylene Johnson
Client Service Officer

Yasmin Zelko
Client Service Officer

Experience truly Personalised, transparent advice

Appointments can be conducted via:
Face to face
Telephone
Zoom
Teams

Professional office with lift access